People enrolled in individual and family health insurance plans are able to switch or upgrade plans only during Open Enrollment. The Open Enrollment period this year begins on November 1st, 2020 and runs until December 15th for plans starting January 1st, 2021.
After Open Enrollment ends, only those who qualify for Special Enrollment can switch plans mid-year. However, in order to be eligible for Special Enrollment you must have experienced a “Qualifying Event” within the past 60 days.
Note: This is related to healthcare coverage only. Dental and Vision insurance can be obtained at anytime throughout the year!
Here is a quick video explaining the different between Open Enrollment Period (OEP) and Special Enrollment Period (SEP).