If you’re enrolled in an individual or family health insurance plan, you can switch or upgrade your plan only during Open Enrollment. This year, Open Enrollment runs from November 1, 2026, through December 15, 2026, for plans that start January 1, 2027.
Once Open Enrollment ends, you can switch plans during a Special Enrollment Period only if you qualify. To be eligible, you must have experienced a Qualifying Event within the past 60 days.
Note: This applies to health coverage only. You can get Dental and Vision insurance at any time during the year!
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