Why does the website tell me "Your income might be too high to qualify for savings"? I reported a low income.
You and your family may not qualify for assistance if you live in a state that hasn't expanded Medicaid to adults without dependents. These states are AL, FL, GA, KS, MS, MO, NC, OK, SC, SD, TN, TX, WI, and WY.
If you live in one of these states, you need to report a higher income to receive savings. To qualify for a federal tax credit that reduces the cost of your Stride plan, you need to report an income of above:
- $12,760 if you are a 1-person household
- $17,240 if you are a 2-person household
- $21,720 if you are a 3-person household
- $26,200 if you are a 4-person household
Remember, you should be reporting your combined household income, before taxes! This number is called your Modified Adjusted Gross Income, and you can estimate it more accurately by using our income estimation guide.
If you believe your income will remain below the tax credit thresholds above, you fall into what is known as the "Medicaid Gap". This means that you do not qualify for Medicaid because your state does not extend coverage to single or married adults with no children, and you do not qualify for savings on a health insurance plan.
Your options for health insurance if you're in the Medicaid Gap are:
- Enrolling in a full-price plan through Stride
- You can get care at a nearby community health center. See how to get low-cost care in your community.