Does unemployment insurance count as income for my application?

Yes. Unemployment insurance should be included in your annual income estimate.

How to include unemployment income

When estimating your income, include the full gross amount of unemployment benefits you expect to receive (before taxes) for the year.

Even if you receive unemployment for only part of the year, you should still include the total amount you expect to receive overall.

Example:
If you expect to receive $5,000 in unemployment benefits over several months, you would include $5,000 as part of your annual income estimate.

What if my income changes later?

Your income estimate is not permanent. If your situation changes during the year, you can update it at any time.

For example:

• If you start a job or self-employment
• If your unemployment benefits stop or change
• If your income increases or decreases unexpectedly

You can log back into your account and update your annual income estimate so your eligibility stays accurate.

Important note

Income estimates are expected to be reasonable projections based on your current situation. The Marketplace understands that income can fluctuate, so updates are allowed throughout the year.

There is generally no penalty for adjusting your income estimate when your situation changes or when you made a good-faith estimate that turns out differently.