That's not nice! You were shopping for a health plan, put one in your cart, went through enrollment, and before e-signing you see that the price has jumped 😢
The explanation is that when going through all the questions that the health care law mandates, you probably entered certain information which made your tax break (government subsidy) to be adjusted.
These are the application questions that often lead to people to see an adjustment or loss of subsidy:
- Indicating one income amount when you were shopping, and a significantly different amount on the enrollment page
- Answering No to the financial assistance question on the enrollment page
- Indicating that you do not plan on filing a tax return for 2025
- Indicating that you are married but plan on filing separately from your spouse (this is a requirement of the health care law)
- Adding another person that you did not enter when shopping for a plan
- On the enrollment page, entering $0 as your current income (the system will refer you to Medicaid per the health care law)
- Indicating that you are enrolled in or eligible for minimum essential coverage elsewhere (like through an employer or Medicaid).
- If you are enrolled in other minimum essential coverage like through an employer or Medicaid, you will not be eligible for a tax credit subsidy and will only see full-priced plans.Â
If you answered any of the questions above incorrectly, log in here to change the answers on your application.Â
- Indicate that you want your eligibility for financial assistance determined, that you plan to file taxes, and if married, select that you are filing jointly with your spouse.Â
- Once you've submitted the necessary updates to your application, your eligibility results will redetermine if you're eligible for a premium tax credit subsidy.
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