Why am I being directed to Medicaid?

The federal government offers two affordable options for healthcare–Medicaid or tax credits to use towards the cost of a marketplace plan (the kind of plans Stride offers). Based on the income you entered on Stride, we identified that you or your family members may be eligible for Medicaid and/or CHIP, rather than a marketplace plan through Stride.

1. In states that haven't expanded Medicaid such as Texas and Florida, to qualify for a federal tax credit that reduces the cost of your Stride plan, you need to report an income of above 100% of the federal poverty level:

• $12,760 if you are a 1-person household 
• $17,240 if you are a 2-person household
• $21,720 if you are a 3-person household
• $26,200 if you are a 4-person household

2. In that states that have expanded Medicaid such as California, an income of up to 138% of the federal poverty level will make you eligible for Medicaid. 

• $17,775 if you are a 1-person household 
• $24,040 if you are a 2-person household
• $30,305 if you are a 3-person household
• $36,570 if you are a 4-person household

Additionally, at certain income levels in certain states, you may be required to enroll your children in Medicaid in order for you to receive government subsidies and cost sharing reductions. In this case, if a family wanted to keep their children on the same plan, they would have to pay full price.

We direct folks to Medicaid simply because we believe it to be the most cost effective coverage for you and whoever else you may be applying for coverage with! 

If you still wish to purchase a private insurance plan for you and your family and forgo the medicaid option, just update your health profile by answering "no" to government assistance. You will be ineligible for premium assistance and you'll be given the option to shop for full price plans for you and your dependents!