Health Insurance 101

• What are the differences between HMO, PPO, EPO, and POS plans?
• Will I have to pay more if I have a pre-existing condition?
• How do I find a plan's maximum out of pocket?
• I'm not sure what my income will be in 2021. What happens if I estimate wrong?
• I'm applying for health insurance but my divorce hasn't been finalized. Do I have to add my spouse on my application anyway?
• How can I get tested for COVID-19?
• If I test positive for COVID-19, how do I get treatment?
• What's the difference between Married Filing Jointly and Married Filing Separately?
• How do I appoint Stride as my broker?
• What is a subsidy or premium tax credit?