Your coverage start date will depend on three factors:
1. What your Qualifying Life Event is
2. What "trigger type" your Qualifying Life Event is associated with (i.e., whether your Qualifying Life Event triggers your effective date or your application does)
3. When you apply for health coverage
For details, find your qualifying event below:
| Qualifying event | Trigger type | Start date |
| Lost coverage from an employer | Last day that coverage is effective | 1st day of the month following application receipt |
| A permanent move to a new area | Receipt of application | 1-15: first day of the following month, 16-end, the first day of the second following month |
| Marriage | Receipt of application | 1st day of the month following application receipt |
| Spouse or dependent lost coverage | Last day that coverage is effective | 1st day of the month following application receipt |
| New child | QE date | Date of birth, adoption or placement for adoption or foster care |
| Divorce | Last day that coverage is effective | 1st day of the month following application receipt |
| New citizen | Receipt of application | 1-15: first day of the following month, 16-end, the first day of the second following month |
| Native American | Receipt of application | 1-15: first day of the following month, 16-end, the first day of the second following month |
| Release from incarceration | Receipt of application | 1-15: first day of the following month, 16-end, the first day of the second following month |
| End of military service | Receipt of application | 1-15: first day of the following month, 16-end, the first day of the second following month |
| Switching off COBRA | Last day that coverage is effective | 1st day of the month following application receipt |
| No longer Medicaid eligible | Last day that coverage is effective | 1st day of the month following application receipt |
| New child | QE date | Date of birth, adoption, or placement for adoption or foster care |
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