What is the new qualifying life event available for households with an income at 150% or below the Federal Property Level?

Your income might qualify you to enroll in a Marketplace health plan through Stride year-round!  

The marketplace has recently added a new qualifying life event! A Special Enrollment Period is being offered to households whose estimated income for 2024 is:

1. Above the range for Medicaid support in their state and
2. Doesn't exceed 150% of the Federal Poverty Level ("FPL") 

Enrolling in a Marketplace health plan is usually limited to the Open Enrollment Period ("OEP"). 

You can enroll outside of OEP if you experience a qualifying Life Event, which triggers for you a 60-day window or Special Enrollment Period ("SEP") within which you can enroll. 

Some of the existing qualifying Life Events are:

• Losing employer-sponsored health insurance
• Birth of child
• Getting married 
• Turning 26 and losing coverage through your parents
• Moving when you already have Marketplace coverage to a new city or area that has different health plans
• Gaining legal presence or citizenship in the US
• Being released from incarceration 

How do I know if my income is in this range?  

In states that have not expanded their Medicaid coverage, the estimated income range to enroll under this SEP would start at $1 above 100% FPL and go up to and include 150% FPL.

In states that have expanded Medicaid, the range would start at $1 above 138% FPL and go up to and include 150% FPL. 

Eligible income ranges for this income-based SEP 

SEP range begins at 100% FPL + $1 in AL, FL, GA, KS, MS, SC, TN, TX, WI, WY 

SEP range begins at 138% FPL + $1 in AK, AR, AZ, DE, IL, IN, IO, LA, ME, MI, MO, MT, NE, NC, NH, ND, OH, OK, UT, VA, WV  

For household sizes greater than 6, refer to this chart. 

If your estimated income for 2024 is this range, start your application at Stride.