For Maryland residents, the plans you'll see on Stride are available through the Maryland Health Connection, Maryland's official marketplace.
As your broker, we’ve put together this guide to help you complete your application so you can pick the right plan that fits your needs and budget.
Here’s what you can expect:
Step 1 - Create your Maryland Health Connection account and add Stride as broker
Step 2 - Submit an application to confirm eligibility
Step 3 - Select your plan & pay your first premium
Step 4 - Upload requested documents
Due to concerns caused by the coronavirus (COVID-19), MD Health Connection has announced that there will be a new Special Enrollment Period for uninsured residents to sign up for health insurance through MD Health Connection through December 15th.
Step 1) Create an account and add Stride as your broker
Click here to get started. Enter in your email and set your username and password. You’ll get an email with a link to activate your account and set up 2 step verification.
Add Stride as your broker so we can help you throughout the year.
Click the button at the top right that says “Get Help.”
Enter “Stride Health” in the search bar
Then select Noah Lang who will be attached as your broker.
Stride Tip → Confused whose name that is? It’s our CEO, Noah Lang!
Step 2) Submit an application to confirm your eligibility
Log back into your account and select “Start New Application” and select “Health.”
Add Your Family Members
Enter how many members you’ll be adding to your application (even if they aren’t getting health insurance.) In general, people you add to your application are the family members you claim as dependents when you file your taxes.
Stride Tip → Be sure to click “No” if a member does not need health insurance. Add your contact information, address, and if you have a mailing address enter that in here as well.
Verify Your Identity
Answer a few questions to verify your identity. These questions are straightforward and should be simple to answer. If you are unsure, be sure to click “none of the above” instead of guessing the answer.
Optional: Individual Details
Answer a few questions about yourself and the members of your family. Most of these questions are optional, but certain answers to these questions may qualify you for other government assistance programs.
Single: Just you
Head of Household: You and dependents
Married Filing Jointly: You and a spouse, and potentially dependents
Married Filing Separate: You and a spouse (Note-you will not receive any government assistance if this is your tax status)
Estimating Your Income
Watch out, this section causes the most errors! Follow along carefully.
Current Income: Enter in your income. Be sure to subtract your business deductions from this number.
Deductions: If you have any personal deductions, enter them in the section labeled “Deductions for [YOUR NAME]”. Some examples of this are student loan interest or alimony paid.
Total Income: Your total income should match the income you input on Stride.
Having trouble calculating your income? Click here to learn how to estimate it.
Select Your Qualifying Event
Examples of regular qualifying life events include:
Losing job-based coverage
Having a baby
Getting married or divorced
Moving to a new zip code or county
Getting released from prison
Get the full list of common qualifying events here.
The COVID-19 Special Enrollment is different from a regular Special Enrollment Period because you do not need a qualifying event, you just need to be uninsured this year. Just make sure that you select the option: State of Emergency in Maryland caused by the COVID-19 pandemic.
Review and Submit Your Application
Keep going, you’re almost to the end! Review your application to make sure everything looks correct.
Things to keep an eye on:
Your ‘Yearly Income’ matches what you entered on Stride
Your Tax Filing status; if you’re married and filing separately you do not qualify for a subsidy! So be sure to choose the best option for your household.
You entered in only members that you claim on your taxes
Once you’re done, submit your application!
Stride Tip → After submitting your application, you’ll see your eligibility results. Click the “Eligibility Determination” tab. This will tell you about your eligibility to enroll in a Maryland Health Connection plan and what date your health coverage will begin. It can take up to 24 hours for this information to appear. Sometimes Maryland Health Connection requests that you upload some proof of documentation. Make sure to note down what documents they are requesting and be sure to submit it on time (otherwise you could lose your coverage!)
Step 3) Choose Your Plan and Finish Enrolling
Now all you need to do is select your plan on the exchange website.
Select your plan of choice, checkout, and you’re done! If you are receiving a subsidy be sure to select how much of your assistance you’d like to use. Don’t forget, if you need to upload eligibility documents, be sure to do it on time.
Stride Tip → You are not guaranteed coverage until you submit your first month’s payment. To ensure that you are covered, submit your payment directly to your carrier after you enroll.
Just note, since this Special Enrollment Period is only for people who are uninsured, you won’t be able to switch plans if you are already enrolled in a health plan.