Is infertility treatment covered?

There are currently 19 states that have infertility insurance coverage laws. If you live or work in a state that has legally mandated infertility coverage in place, follow this link to see what specific coverage is available to you.

See the list below to check if your state mandates some degree of infertility coverage:

• AR
• CA
• CO
• CT
• DE
• HI
• IL
• LA
• MA
• MD
• MT
• NH
• NJ
• NY
• OH
• RI
• TX
• UT
• WV 

If you find your state on the list, you can start viewing plans here by entering your zip code, age, family size, and income. You'll be taken to the plan selection screen where you can view the various plan details!

Each plan has a full summary of benefits with excluded and included services mentioned at the bottom of the page. This is an example of plan that doesn't cover infertility treatment:

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You'll want to see if you can find a plan that doesn't exclude these services or has some exceptions.

Remember, each state has a different set of laws relating to infertility coverage and treatment. Some states have requirements to cover treatment, and some states just have requirements to offer the coverage. You can read more on that topic here -> State Laws Related to Insurance Coverage for Infertility Treatment

Begin shopping for health plans available in your region here!