Can I purchase Individual Disability Insurance if I am Self Employed?

Yes! Business owners, independent contractors, and many other self-employed professionals are eligible to purchase disability insurance.

Some professions are NOT eligible for disability insurance due to higher risks of serious accidents or occupational hazards. Examples include:


  • Soldier
  • Athlete
  • Author
  • Bartender
  • Entertainer
  • Longshoreman
  • Pilot
  • Self-employed artist
  • Student


On the other hand, if you are a real-estate agent or rideshare driver, for example, you can purchase disability insurance starting at around $20/month.


Other financial insurance products you are eligible for include Life and and Accident insurance.

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