Simply put, unexpected medical bills are the #1 cause of personal bankruptcies in the United States. Approximately 2 million individuals filed for bankruptcy as a result of medical bills in 2013. You can think of health insurance as your "get out of the hospital without going bankrupt card."
Health insurance protects you from any unforeseen medical expenses, which can be extremely expensive. A three-night hospital stay can cost over $30,000. Even a simple x-ray can cost $4,000 or more.
Unlike other forms of insurance (like home insurance), health insurance plans have no lifetime or annual maximums so you never need to worry about receiving lifesaving medical care.
In addition to keeping you physically and financially healthy, purchasing health insurance will also ensure that you avoid paying a fine. To find out just how much it'll cost you to forgo insurance, check out our answer about the penalty for going uninsured. Avoid being hit with an unpleasant fine come tax time, and make sure you and your loved ones are covered!
Be safe and get insured now! Click here.
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