To be eligible for a government subsidy you have to make between 138% and 400% of the Federal Poverty Level. If you live in CA and are between 400% and 600% of the Federal Poverty Level, you will qualify for the California State Subsidy.
Note: All of the estimates on our website are based on 2019 numbers and are subject to change with inflation.
You can see if you qualify for a subsidy right here on our website during the final step of the plan recommendation process.
After you input your personal information, you will be asked if you'd like to check to see if you qualify for government assistance. (See screen shot below):
Next, you'll enter a couple of more questions, including how many people are in your taxable household. Once you've entered this information, we'll let you know if you qualify for a subsidy and exactly how much you'll save in a year. Pretty cool, if we do say so ourselves!
Subsidies are calculated using a few simple criteria including: zip code, taxable household size, as well as annual income. The Kaiser Family Foundation has an excellent, easy to use subsidy estimation calculator here. You can also see a breakdown of the cutoffs for subsidies and Medicaid here.
Depending on your income, you may qualify for subsidies differently depending on the plan type and income. If you choose a Silver plan, you may qualify for additional tax subsidies to help reduce out-of-pocket costs like deductibles, copays, coinsurance and annual maximums in addition to the premium tax credits described here.
If you want to purchase a subsidized plan, we will ensure that you get your subsidy. The process by which we do this will depend on your state of residence.
To see if you or your household is eligible for a government subsidy reference this chart below.