How are subsidies calculated?

Subsidies are calculated using a few simple criteria including: zip code, taxable household size, as well as annual income. The Kaiser Family Foundation has an excellent, easy to use subsidy estimation calculator here. You can also see a breakdown of the cutoffs for subsidies and Medicaid here.

Depending on your income, you may qualify for subsidies differently depending on the plan type and income. If you choose a Silver plan, you may qualify for additional tax subsidies to help reduce out-of-pocket costs like deductibles, copays, coinsurance and annual maximums in addition to the premium tax credits described here.

If you want to purchase a subsidized plan, we will ensure that you get your subsidy. The process by which we do this will depend on your state of residence.

To see if you or your household is eligible for a government subsidy reference this chart below.