Most states use the federal insurance exchange, Healthcare.gov. If your state uses Healthcare.gov, you have until December 15th (12/15/24) to enroll in a plan with a January 1st (1/1/25) start date. You have from 12/16/24-1/15/25 to enroll in a plan with a February 1st (2/1/25) start date.
Your state may operate its own state insurance exchange. If so, you may have different deadlines than Healthcare.gov. Please refer to the directory below for state-specific deadlines and contact information:
| State | Deadline | State Exchange / Phone Number |
|
California |
For a 1/1/25 start date - enroll by 12/26 on Stride (12/31 on Covered CA) For a 2/1/25 start date - enroll by 1/26 on Stride (1/31 on Covered CA) |
(800) 300-1506 |
| Colorado |
For a 1/1/25 start date - enroll by 12/12 on Stride (12/15 on Connect for Health CO) For a 2/1/25 start date - enroll by 1/9 on Stride (1/15 on Connect for Health CO) |
(855) 752-6749 |
| Connecticut |
For a 1/1/25 start date - enroll by 12/15 For a 2/1/25 start date - enroll by 1/15 |
(855) 805-4325 |
| District of Columbia |
For a 1/1/25 start date - enroll by 12/15 For a 2/1/25 start date - enroll by 1/15 For a 3/1/25 start date - enroll by 1/31 |
(855) 532-5465 |
| Kentucky |
For a 1/1/25 start date - enroll by 12/15 For a 2/1/25 start date - enroll by 1/15 |
Kentucky Health Benefit Exchange (855) 459-6328 |
| Idaho | For a 1/1/25 start date - enroll by 12/15 |
(877) 456-1233 |
| Maine |
For a 1/1/25 start date - enroll by 12/15 For a 2/1/25 start date - enroll by 1/15 |
(207) 662-7930 |
| Maryland |
For a 1/1/25 start date - enroll by 12/31 For a 2/1/25 start date - enroll by 1/15 |
(855) 642-8572 |
| Massachusetts |
For a 1/1/25 start date - enroll by 12/23 For a 2/1/25 start date - enroll by 1/23 |
Massachusetts Health Connector (877) 623-6765 |
| Minnesota |
For a 1/1/25 start date - enroll by 12/15 For a 2/1/25 start date - enroll by 1/15 |
(855) 366-7873 |
| Nevada |
For a 1/1/25 start date - enroll by 12/26 on Stride (12/31 on Nevada Health Link) For a 2/1/25 start date - enroll by 1/9 on Stride (1/15 on Nevada Health Link) |
(800) 547-2927 |
| New Jersey |
For a 1/1/25 start date - enroll by 12/26 on Stride (12/31 on Get Covered NJ) For a 2/1/25 start date - enroll by 1/26 on Stride (1/31 on Get Covered NJ) |
(833) 677-1010 |
| New Mexico |
For a 1/1/25 start date - enroll by 12/23 For a 2/1/25 start date - enroll by 1/15 |
(833) 862-3935 |
| New York |
For a 1/1/25 start date - enroll by 12/12 on Stride (12/15 on NY State of Health) For a 2/1/25 start date - enroll by 1/9 on Stride (1/15 on NY State of Health) For a 3/1/25 start date - enroll by 1/31 |
(855) 355-5777 |
| Pennsylvania |
For a 1/1/25 start date - enroll by 12/12 on Stride (12/15 on Pennie) For a 2/1/25 start date - enroll by 1/9 on Stride (1/15 on Pennie) |
(844) 844-8040 |
| Rhode Island |
For a 1/1/25 start date - enroll by 12/23 For a 2/1/25 start date - enroll by 1/23 |
(855) 840-4774 |
| Vermont |
For a 1/1/25 start date - enroll by 12/15 For a 2/1/25 start date - enroll by 1/15 |
(855) 899-9600 |
| Virginia |
For a 1/1/25 start date - enroll by 12/12 on Stride (12/15 on VA's Insurance Marketplace) For a 2/1/25 start date - enroll by 1/9 on Stride (1/15 on VA's Insurance Marketplace) |
Virginia's Insurance Marketplace (888) 687-1501 |
| Washington |
For a 1/1/25 start date - enroll by 12/12 on Stride (12/15 on WA Healthplanfinder) For a 2/1/25 start date - enroll by 1/9 on Stride (1/15 on WA Healthplanfinder) |
(855) 923-4633 |
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